Filing an insurance claim after a disaster is a time-consuming and labor intensive process. Many people describe the process as a full-time job; it requires legwork, basic math, paper works insurance parlances and negotiations. To avoid having to indulge yourself with the hassle, and with hopes of maximizing your insurance claims from your insurance carrier, many homemakers elicit the help of a public adjuster.
Who are public adjusters?
A public adjuster is a specialist in the insurance claim process who interprets the policy, assess the damage and how much it will cost to repair your real estate, and who negotiates with your insurance carrier.
Moreover, they also file, document, and advice on insurance claims. They are also representing the insured during the process of assessing the insurance claim worth and validity and as well as negotiate with your insurance carrier to get the claimant the largest possible settlement.
Alconero and Associates Public Adjusters in Miami fully advocate for the insured by ensuring that the homemaker’s claims are correctly submitted and processed.
Public adjusters are professionals who act solely on behalf of the policymakers, ensuring in their full potential to maximize the insurance claim that is entitled to under the policy. Public adjuster differs from that of adjusters, as the former were hired by the insurance companies to assist with the claim because their compensation comes out from the homemaker, and not the insurance company.
Why do you need a public adjuster in Miami?
Most real estates are prone to unforeseen circumstances like fire damage, mold damage, roof leak damage, to name some. It can be traumatic experiences, creating stress, turmoil, and having the potential to disrupt your entire life, lasting for months or years after the incident, plus dealing them afterward is overwhelming.
If your adjuster doesn’t return call or answer your queries, or if you think the adjuster left any damage off your insurance claim, you should entrust a public adjuster instead to do the claiming process on your behalf.
What to expect from a public adjuster?
As public adjuster represents you in the claiming process over your real estate’s damage on your behalf, they assess your losses and help you get every penny you deserve from your insurance carrier. Keep in mind that a public adjuster works only for policyholders, not insurers.
Alconero and Associates Public Adjusters in Miami are committed to fighting for you over your insurance claims. Elicit their help for your claim settlement, along with the maximum payment for property claims for property losses. Our specialists in insurance claims are well-rounded to work with you to maximize your claims.
What are some considerations when hiring a public adjuster?
Before you choose a public adjuster who can help you assist with your insurance claim, here are some important considerations to remember:
- Licensure: Keep in mind that all public adjuster in Miami must bear a license from the Bureau of Licensing in the Department of Financial Services.
- Experience: Don’t hesitate to ask about their experience when it comes to the insurance claim process. You have to settle for a public adjuster who has extensive and well-rounded experience in insurance claim investigations and negotiations with insurance companies.
- Fees: Make sure that the public adjuster fee is reasonable and legal. Keep in mind that public adjuster in Miami can only charge up to 10 percent of the final insurance settlement, or 20 percent if the case gets re-opened or involves a supplemental claim, as stated in the law.
At Alconero and Associates Public Adjuster in Miami, we have decades of experience representing policyholders in insurance claims, and we work closely with our clients in the best possible we can.
How can we help?
If you need help dealing with your insurance company, entrust Alconero and Associates Public Adjuster in Miami. Don’t hesitate to visit us personally at 7951 SW 40th St Suite #210, Miami FL 33155, or contact us at +1 (305) 606-1000. You can also send us an email at [email protected]. We are glad to serve you!
MIAMI PUBLIC ADJUSTERS
INSURANCE CLAIMS PROCESS
EXPERTS IN INSURANCE CLAIMS
We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.
RESEARCH
We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.
DAMAGE DETERMINATION
We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.
NEGOTIATION
We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.
What is a Public Adjuster in Miami?
A public adjuster is a professional insurance claims manager. Public adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.
