Are Roof Leaks Covered by Insurance?
There are some issues to keep in mind when you suffer roof leaks and are thinking of or have filed an insurance claim. A roof leak in and of itself does not mean that your roof is going to be covered under your insurance policy. We receive many phone calls from insureds wondering why their roof is not being paid for by the insurance company. In order for you to potentially have the insurance company pay for your roof, the roof itself has to have suffered damage due to the storm meaning that it either has suffered wind damage or was struck by a tree or other sort of debris. The interior damages to your home are going to be covered under some insurance policies, however many of the insurance companies have added language to their policy stating in summary that to be covered for weather related damages, there needs to have been a breach in the building envelope that allowed the water to enter. Due to this language many people have had a Problem with a Roof Leak Claim. The changing policy language is one of the reasons why you may wish to engage a Alconero and Associates Public Adjusters immediately upon suffering a roof leak damage claim as we will investigate, file, compile and ultimately fight to ensure that you are properly compensated for your loss.
In the event that you have filed a claim or are thinking of filing a claim for this type of damage, we can help. As Public Insurance Adjusters we are the only type of adjusters that work exclusively for the policyholder with only their best interests in mind throughout the claim process. When you file a claim your insurance company will send out of their adjusters that is trained and paid by the insurance company, who’s best interest do you believe they have at heart? As your Florida Public Adjuster we will level the playing field and ensured that you are paid properly for your Roof Leak Damage Claim.