FLOOD DAMAGE AND THE NFIP INSURANCE CLAIM PROCESS IN MIAMI
Help with flood damage insurance claims in Miami Dade and Broward Floods can be as devastating as a Hurricane or a Fire loss but most people do not purchase flood coverage. Most homeowners are under the impression that with Home Owners Insurance they will be protected in the event that a flood occurs but in actuality, Home owners insurance does NOT provide that coverage. Flood insurance is an inexpensive insurance that can dramatically help you in the event of a flood. We at
Alconero and Associates Public Adjusters are FEMA certified and have completed the National Flood Insurance Program so that we can better assist our clients.
With years of experience in adjusting flood damage claims, the professionals at Alconero and Associates Public Adjusters have a thorough knowledge of the coverage provisions of the National Flood Insurance Program’s (NFIP) policies. Our adjusters have specialized training and expertise in appraising, preparing and negotiating flood damage insurance claims covered by NFIP policies.
Filing a flood insurance claim through the National Flood Insurance Program is different than filing other types of property damage claims with your insurance company. With NFIP claims, there are many different steps that need to be taken, and strict deadlines that need to be met. For example, the NFIP requires that the Proof of Loss form be completed and filed within 60 days of the flood. When time is of the essence, it is important to have professionals on your side to ensure that you get what you are due from your insurance coverage.
Here at Alconero and Associates Public Adjusters we work solely for you, the policyholder, and represent your best interests to the insurance company. We have a long list of satisfied clients who we have helped through their flood damage claims and to make a full recovery.
Our clients love us and you will too!
I used Alconero and Associates Public Adjusters because I didn’t have the time or desire to deal with insurance claims. They took over completely and handled everything for me. The final settlement was extremely fair and I couldn’t be happier.
– Nikolas Brooten
The settlement you got for my dwelling and personal property was much more than I ever expected to receive. My insurance company’s information in the first place was really miles away from what it turned out to be. It was an amazing great job done in our favor since the very first day we met. Thanks!
– Elsie Spear
When our house caught fire we were absolutely devastated. You know you need to claim your insurance for the damages to start all over again and this is kind of adding insult to injury. I am so grateful that I have met the wonderful team at Alconero and Associates Public Adjusters who have patiently worked my case and exceeded my expectations. The insurance company was treating us like low class citizens, and in my opinion trying to cheat us. Raul and his team was able to assist and it has been an excellent experience. I will recommend Alconero and Associates Public Adjusters with flying colors.
– Barclay Widerski
You are such a wonderful and caring group of people. Thank you for handling all the details that helped to move our settlement along expeditiously. My fire claim was expedited and settled much faster than my neighbors’ claims, and my settlement was far more generous.
– Coriss Ambady